Okay, so compare and contrast with science. Is it fair to say that murder is to Dodd-Frank what classical mechanics is to string theory? By the way, thanks for the discussion so far.

I don't know. Classical mechanics is useful but has proven to be wrong in various places, I don't know how useful string theory is but, at least to my knowledge, it has never been proven wrong. Whether a set of facts adds up to "murder" is debatable and what is and is not legal under Dodd-Frank is also debatable.