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fwiw, I earn £27,000 as a C#/Java developer in central London and I know I am extremely poor at salary negotiation so I expect I am grossly underpaid.

I mean this in a nice way, but what you lack in salary negotiation skills you could make up in tolerating a job hunt and switching. In London, if you're intermediate or better with those skills, you could probably find positions with a 50% higher publicly stated salary?

Not sure about the horse thing though. You can get stabled livery and pay all the various horse related expenses on about £5K a year. My car costs me more.



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