When the lock is open, you can rotate an inner cylinder (not accessible while the lock is clasped) to a position which allows the outer rings of the dials to be moved to change the code.
Bought at a Canadian Tire store in Richmond, British Columbia. (See, even available in Canada.)
So, the best way to use a lock like that would be to pick a non word sequence. And regardless of the combinations these locks and all their derivatives are very easily opened even if you don't know the combination.