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Having gone through foreclosure myself, there is zero chance that you would lose your house after 2 missed payments.


You're not necessarily right just because you went through a foreclosure.


No but I'm necessarily right because I know how a foreclosure works. You don't lose your house after 2 months of non-payment, it takes months and there is a precise legal procedure that has to be complete. Mine was "fast" and it took 9 months.


I haven't experienced one myself, but much of the inquiries about certain facts (including kjackson's) makes me wonder if there were some artistic liberties taken when writing this heartfelt story.


Right-o. From below: "The car was already behind on payments, that part I omitted from the story. As well the house was behind on payments so I let it go to foreclosure. Not the wisest idea, but it happened."




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