Extremely unlikely for these types of services. "Credit" is often different than a subscription service - typically in the TOS of the latter, there's a cancellation of services for nonpayment. You don't "owe" anything unless you got something and didn't pay for it.
Very few of these things will send the product without a completed transaction, and even if they did (one time), the odds of a company selling a $40 debt are insanely low.
When consumers need an extra layer of protection against bad actors, this is a great way to go about it, and the risk to your credit is actually very low.
Very few of these things will send the product without a completed transaction, and even if they did (one time), the odds of a company selling a $40 debt are insanely low.
When consumers need an extra layer of protection against bad actors, this is a great way to go about it, and the risk to your credit is actually very low.