I'm actually older than most HN'ers. But a bit of a "late-bloomer" to being paid as a hacker.

Just didn't ever know that entrepreneurship was an actual option for people. Coming from a risk-averse and somewhat fatalistic family/peer group wrt work/career control hasn't helped.

One of the best parts of HN is actually reading contributions from people like you and Patrick that break down what are frankly self-limiting thought patterns.