An interesting piece of info in this doc is the sheer number of working groups that are looking at digital currencies.

Names from appendix ii:

Bank Secrecy Act Advisory Group (BSAAG) [FinCEN (lead); CFTC; DEA; DOJ Criminal Division; FBI; FDIC; Federal Reserve and others]

Digital Economy Task Force [Thomson Reuters and the International Centre for Missing & Exploited Children (lead); FBI; ICE-HSI; Secret Service and others]

Electronic Crimes Task Forces (ECTF) and Working Groups [35 Secret Service field offices (lead) and others]

Financial Action Task Force (FATF) [intergovernmental organization with 36 member countries, including the U.S. Treasury as the lead agency of the U.S. delegation]

Federal Financial Institutions Examination Council (FFIEC) [OCC (rotating chair), CFPB; FDIC; Federal Reserve; and others]

Interagency Bank Fraud Enforcement Working Group [DOJ and others]

International Organized Crime Intelligence and Operations Center (IOC-2) [DOJ and others]

Terrorist Finance Working Group’s New Payments Systems Ad Hoc Working Group [Department of State and others]

Virtual Currencies Emerging Threats Working Group [DOJ, FinCEN and others]

What percentage of all that effort do you suppose goes toward "consumer protection." Modern governments are so paranoid. In a human that would be called "guilty behavior."