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Way to make an unfair comparison.

Replace a) with

- Fulfill an arbitrary number of legal requirements

- Sign up for an account at a bank

- Transfer money to the bank (by doing a?)

- Wait for the check/deposit to go through (hopefully neither you nor the bank fucked something up)

- Put it in your debit/credit account (this one step is kinda-easy, I'll grant)

The last thing about "Hoping the price holds stable" is irrelevant. The recipient can convert them immediately.

A fair comparison is the act of paying with your (funded) credit card versus paying with your (funded) Bitcoin wallet. I can say from experience that the Bitcoin wallet is significantly easier in a lot of cases (and also carries less of a risk of getting skimmed or having a payment database hacked or something).



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