Copilot's per-prompt pricing model is overwhelmingly the best value for money right now, although they more than doubled the price of Opus 4.7 compared to 4.6 and completely removed 4.5 and 4.6, which erodes their lead somewhat. Copilot restricts context much more than CC, but I still find it to be plenty capable. I've occasionally managed to give Copilot/Opus 4.6 a prompt that kept it productive for a full work day for a cost of just ~$0.10.

My company has Github Business, which provides all major models. Claude runs out of tokens usually in the middle of the month. I can use it with opencode.

Then one extra Claude Pro. Then also:

Codex business for a test month. gpt-5.4 was excellent.

And since kimi-2.6 I bought their monthly for testing. Works fine. Not as excellent as opus, but usable. Fixes tricky problems by its own.

Not an OpenRouter subscription yet. Those models are either free on opencode anyway, or not good enough. The free MinMax 2.5 on opencode is pretty usable also.

I got a claude api key from work that I use with zed. It works really well and usually ends up costing $25/day if I use it all day.

I did recently experiment with copilot for personal stuff, but will cancel it now that opus is no longer available on the $10/month plan.

I have the basic subscriptions for Copilot, Claude and Codex. About €50 per month.

I enjoy Codex the most

But like Claude I’m not loyal to any of them.