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Does it materially impact people's pensions?

Globally, pension funds hold approximately $5–7 trillion directly in the top US tech stocks (the "Magnificent Seven" and adjacent AI infrastructure).

Also in the last couple of years many pension funds have moved money into Private Equity and Private Credit to chase higher returns and they're the backstop for all the off-books AI datacenter buildout debt?



Yes, it would assuming pension funds have AI/Tech stock exposure.

- A rule of thumb suggested by one study is that every $100 drop in stock market wealth leads, on average, to a $3.20 drop in consumer spending. Under such an assumption, a dotcom-style crash would cut American consumption by about $890bn, or 2.9% of GDP.


It can, but on paper pension funds will invest in long term low risk stonks so an AI crash would only be a minor setback.


In the same way that winning at roulette does.

Is roulette wealth creation and destruction?




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