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The tip tax credit is only for businesses though right? That's all I'm finding when I search for tip tax credit, so that's not a factor for individual filers. Senior credit is a bit more but it's still relatively simple to claim. That would also be pretty trivial under the government prepared initial return scenario too.


No it’s a deduction on personal income taxes for up to $25,000 in tip income, newly added by Trump’s “Big Beautiful Bill.” https://www.thetaxadviser.com/news/2025/sep/details-on-irs-p...


Ok I just got confused because there is such a think as the "tip tax credit" as well which is an employeer side tax credit for tips above the catchup required to hit the true minimum wage.

https://www.irs.gov/businesses/small-businesses-self-employe...




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