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My comment had nothing to do with being a senior citizen.

If you're putting the maximum in your HSA each year, you're participating in a high-deductible healthcare plan.

> If you got your HSA-qualified HDHP through your employer, your average [premium] looked like $90 per month if you were single and $432 for your family.

> Median annual deductible for private industry workers participating in HDHP plans was $2,750.

> Average out-of-pocket maximum was $4,422 for single coverage.



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