I don't understand this assumption that crypto transactions are nobody's business. That's a feature of cash payments, which from what I understand can only be emulated in crypto by transferring control over a non-custodial wallet, which is cumbersome to the average person.
If you're crypto banking with a third party that muddles your wallet's transactions you've already added one of the institutions you claim to be against.
If you transact on the blockchain, you're broadcasting who your wallet transacts with on levels that are far more publicly transparent than how fiat is traded via institutions.
The Monero download page requires me to choose my system architecture to get an installer, and insists that I absolutely must "verify the hashes" of the "archive". When I ran the installer, it first identified as "monero-gui-install-win-x64-v0.18.4.0" published by "Unknown", then as "Monero Fluorine Fermi GUI Wallet", and about 3/4 of the way through the setup my antivirus popped up to block it.
I don't think this is effectively available to anyone without deep tech experience, and any non-technical user who's willing to click through this kind of thing is definitely drowning in malware that will steal their crypto.
That is true in very unsophisticated systems. It's not true in zksnark based systems and it's not true on monero.
In any case, that's not what I'm saying at all. I'm saying with crypto I need not ask permission to make a transaction. Whether that transaction should be open to government inspection after the fact is another matter entirely.
If you're crypto banking with a third party that muddles your wallet's transactions you've already added one of the institutions you claim to be against.
If you transact on the blockchain, you're broadcasting who your wallet transacts with on levels that are far more publicly transparent than how fiat is traded via institutions.