From what I've read (not your links), roughly about 40% of Americans with credit cards don't carry a balance month to month. That's not most, but it is many. Which is what was said:
> MANY folks carry zero credit month to month
Even if 40% is 10x too high, and I'm pretty sure it isn't, 4% of all credit card holders is still a hell of a lot of people. As far as I can tell you haven't actually contradicted the claim.
> MANY folks carry zero credit month to month
Even if 40% is 10x too high, and I'm pretty sure it isn't, 4% of all credit card holders is still a hell of a lot of people. As far as I can tell you haven't actually contradicted the claim.