I'm in Europe and still use my Amex for everything I can.

It has no membership fee, I get 0.5% cashback which is free money, and one time a merchant failed to deliver an order and they gave me back my money within like 10 minutes of me raising a dispute

If I had used my debit card with my normal bank it would probably take a week to resolve, and I'd be the one out of pocket in the meantime