this right here. all the people in this thread acting like "everything is fine" and things aren't so bad for most people...i sincerely hope they get the reality check they deserve but not like this. to see a loved one - who did nothing wrong other than existing - to be murdered by the system? i've witnessed this first hand and to say one's blood boils is understatement of the century. all preventable but when profits are always always always always the most important thing...you're nothing but a cost; an expense to others' egregious profit motives. and as such....expendable.
I will freely admit, I didn't know shit about medicare advantage plans prior to this shit show happening. Most people don't have a clue. But if you talk to a social worker at a hospital, they see it every single day. They are beat down trying to fight for their patients while watching them get fucked by insurance.
What state are you in? You should be able to get PPO plans in the healthcare marketplace. Expect to pay considerably more a month of it isn’t subsidized
I'm not sure all of this is profit seeking caused given their small margins. It feels like it could be a down stream effect of business sustainability and competition. The bag is necessarily covered by those who have less long running health complications, and so you need to provide a competitive price to them so they pay in with you. The price offered when you don't need care becomes lower than the amount needed to cover everyone when you do. Which would incentive denials out of necessity as well.
