I had both a credit card and a phone; you can’t get cash with NFC. I was stuck using credit card services and cut off from most of the economy of the primarily cash-based society I was visiting. To the extent merchants accepted digital payments, it was primarily in their local banking app.
> OF COURSE it set off all sorts of red flags with your bank.
Do you not understand why I regard me standing at a WU branch with my passport in hand and access to my authenticator app on my phone, but unable to actually use the service regardless, as a frustrating experience?
Roadblocks would have been fine: there was no road at all, no matter how many checkpoints I was willing to satisfy.
From the same bank who happily allows online transactions to drain my account in obvious patterns of fraud from well-known fraudsters (eg, chat.versailles) without a single roadblock — so they can harvest fees.
No ATMs nearby? Usually unless you are in some severely impoverished nation, ATMs should allow to withdraw(with some hefty fees sometimes) some local currency.
ATMs and banks (cash advances) supported cards and cards with chips, but not NFC.
My physical cards were lost together — which admittedly was dumb, but losing your wallet while still having your passport and phone/Apple Wallet shouldn’t result in “frozen out of banking”.
I had both a credit card and a phone; you can’t get cash with NFC. I was stuck using credit card services and cut off from most of the economy of the primarily cash-based society I was visiting. To the extent merchants accepted digital payments, it was primarily in their local banking app.
> OF COURSE it set off all sorts of red flags with your bank.
Do you not understand why I regard me standing at a WU branch with my passport in hand and access to my authenticator app on my phone, but unable to actually use the service regardless, as a frustrating experience?
Roadblocks would have been fine: there was no road at all, no matter how many checkpoints I was willing to satisfy.
From the same bank who happily allows online transactions to drain my account in obvious patterns of fraud from well-known fraudsters (eg, chat.versailles) without a single roadblock — so they can harvest fees.