As far as I’m aware the base layer bitcoin blockchain still doesn’t have the capacity to onboard a significant fraction of the population. Additionally you need to keep your LN node always online otherwise you risk losing your funds, which is an utterly impractical requirement for the vast majority users. And if you’re going to suggest people should use custodial/centralized services to make bitcoin/lightning transactions then what is even the point of using crypto.

Sorry if that sounds unnecessarily harsh. It’s not directed at you, parent commenter. I agree that this is the exact use case crypto was meant to solve. I just think it’s a tragedy how Blockstream and co have crippled bitcoin and its development.