Server side includes are still the perfect amount of power if you want to do templating stuff like comments.html footer.html or right_menu.html includes across all site pages. And the attack surface is so minimal and code so stable there's basically no increased risk using SSI over just html with nginx and similar webservers.
Not in ngx_http_ssi_module or any modern webserver I've used? As for "people"? What people? I guess your implicit assumption is this is a group or commercial project? I was thinking more website made by a human person.