> That stake can be anything, time, work or money.
I think you'll find that money should be removed from your list. There are some untrustworthy people that have tons of money. Sadly, I think trust must be EARNED, and that requires giving effort (work) and time. You cannot buy trust with simple money.
This clearly isn't true, since if you dress and make a rich person smell homeless, they simply won't be trusted in most parts of civilization.
No, what you're talking about is POWER and AGENCY. Rich people have the power to override trust through the fact that they can operate with near impunity; so you have very little agency to not trust them. If you choose to not show trust, you may invoke their wrath.
Here's the thing. A sovereign nation can "generate" as many "unique" humans as it wants (via printing "fake" but official identities). No one would be on to them until there were more users than probable people in the country.
I think you'll find that money should be removed from your list. There are some untrustworthy people that have tons of money. Sadly, I think trust must be EARNED, and that requires giving effort (work) and time. You cannot buy trust with simple money.