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I think he’s trying to say that near-zero interest rates are never coming back which is a sentiment that I think everyone agrees with here. His tone comes off as abrasive, though, and I struggle to want to agree with him.


Right. Seeing mortgage rates in the mid-to-low 4% range again within the next five years seems possible.

I reckon it will be more than a decade before we see anything like the 2020/2021 rates again, if ever.




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