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There are not “millions” of people being laid off. Unemployment is still at a historic low. It’s mostly the tech sector. I’ve been through this type of economy at least three times - 2000, 2008, and for a brief second 2020.

Even back in 1996 when “having mine” meant making $33K a year as a hybrid computer operator/programmer, I saved aggressively. Again, I was 22 years old and had enough sense to be paranoid about depending on one specific job.



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