The name is there but almost no payment processing companies that I know of care about it at all.

It serves no real purpose, hence how I could get a eSIM by supplying an incorrect name.

Not necessary, especially if you have 'extended-ASCII' or non-Latin alphabet.

And overall, why do check on the card and not on ID?

Are you asking me? Because I'm complaining about the system in-case you didn't notice?

No, the person I responded to, and honestly that was a rhetorical question.