The customer can be involved. At this point why not just shoot everyone? The payment processor can be involved too! The police are on in it, obviously.

I mean, we're almost beyond the civil asset forfeiture guilty-until-proven-innocent level.

It's plain and simple corporate bullying. Because they can. Yes, I know it's a hard problem. Yes, if it were easy there were endless cheap knockoff payment processors. Yes, criminals are constantly outsmarting the good guys. Yes, I know it's in the ToS, etc. Yes, I know we don't live in a just world.

These still not make it right. It's yet again a fucking tax on the small shops.