I agree with the premise of this, but want to point out a normal job doesn’t necessarily lead to fulfilling those responsibilities adequately even though maybe they should. People still get stressed, overwork, have ambition, dislike home life, etc.
I think OP should talk with his wife and make a decision based on milestones
1. If it's a bad job that pays well but makes you miserable, that's a different situation. I assumed that was not the case but I may have been hasty.
2. No matter what, discussing with your partner is absolutely the right thing. But really discussing and coming together to try to come to a shared understanding. You never know, their tolerance for risk may be even higher than yours!
I think OP should talk with his wife and make a decision based on milestones