Good luck with that. I had some random bad actor somehow get ahold of my account numbers and debit ~$40 out of my account once via something called a "demand draft." My bank refunded me the money, but they told me they'd have to close my old account and open a whole new account in order to stop it from happening again in the future.
> open a whole new account in order to stop it from happening again in the future
Not sure how that would stop it from happening again in the future, if the bank isn't going to make the barest attempt at stopping people from debiting your accounts with just the routing number + account number...
That's what I told them. They shrugged, opened a new account, transferred my balance, and closed the old one. It hasn't happened since, and I have no idea why or how it happened in the first place.
