>not to mention trusting the government and banking system to take care of forgiving the loan when all the conditions were met
This concern could have been allayed by keeping the funds in a bank account until certain of forgiveness. Absent said forgiveness one repays the loan using the retained funds.
This concern could have been allayed by keeping the funds in a bank account until certain of forgiveness. Absent said forgiveness one repays the loan using the retained funds.