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> Is it?

Take a look at https://en.m.wikipedia.org/wiki/Money_supply

You have M0, MB, M1, M2, M3, M4, and MZM.

I suppose the difficulty is more in defing money than counting. Apart from the M0 component (included in all counts) counting should just be a matter of aggragating data from all banks and the fed.

> "SomeoneElse" who got the loan has $1000, right.

Define $. "SomeoneElse" has $1000 of bank money. But the bank still has the $1000 of cash you deposited.

It might be easier to look at this through the definitions:

M0: Total amount of physical money. This is $1000 throughout the story. Only the Treasury is allowed to create M0.

M1: M0 + checking and savings accounts.

M0 is unchanged at $1000. However, there are 2 checking accounts with $1000, so M1 is $3000.



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