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Personally, volatility aside, I don't invest in non-productive assets (be it gold, or other precious metals).

I have a risk appetite so I keep my IRA in this [1]. Then, for taxed investments, I have a core portfolio of the stock from companies I've worked at, against which I sell covered calls. I sell futures options for passive income (not all the time, I'm sitting this move out, for instance). I carved out a chunk for my financial advisor to manage more conservatively.

NFA, of course.

[1] https://www.bogleheads.org/forum/viewtopic.php?t=272007



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