Aren't Gen Z and Boomers searching in a conversational style more and more, due to speech interfaces etc.? Both SEO folks and search engines seem to nowadays optimise for that kind of query. Stack Exchange is also question and answer - so often you can just Google whatever you think a stack exchange user would have asked, in a natural question format.

What you suggest is what us old school people do, since that's what worked best in the early years of search.