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I use paypal. When I want to pay I click the paypal button and the visa is charged.

You can still use visa.

What I get is a one button checkout on smaller sites I may not feel safe giving my credit card number for them to store and/or process.



Same here. Not sure why I should avoid paypal, it seems that it's a middleman but their cut is unnoticeable. I also use paypal to pay for things on ebay as well as venmo for other expenses.




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