This doesn't really solve the problem, it just shifts all risk onto the buyer. Under this system, if you take my money and run, I have no possible recourse
It's something that works very well here in The Netherlands. Also, because it's directly linked to bank accounts and you have to identify yourself, etc. to set it all up, it really isn't a problem here. If people see they can pay with iDeal, people will trust it and it really has not been an issue that I know of.
