Notably, I doubt you could get family healthcare coverage in the US that reduced your financial risk as much as France’s does for under $25,000/yr. Even at that rate I bet your exposure’s still worse.
> I doubt you could get family healthcare coverage in the US that reduced your financial risk as much as France’s does for under $25,000/yr.
I'm not so sure. It looks like the average liability for a family (12 monthly premiums plus deductable) comes in at just under $23k[1]. That's the max the average family would pay. Obviously for just a single person total liability is a lot lower.
So for a person like me who makes good money being an engineer, I am still better off in America where I can make a lot of money but also pay a little more in COL / healthcare stuff.
Wow, that’s... much cheaper than I’ve seen. In my non-coastal middling-wealth state, you’re looking at $1500/m for an HSA family plan that still leaves you with tens of thousands in risk per year, and reducing that risk gets expensive fast (often it’s even worse, and you end up guaranteed to pay more per year than you might pay if something goes wrong under one of the cheaper plans)