You can pull money out of a Roth investment (IRA or 401(k)) at any time without ... | Hacker News

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ldayley on Feb 9, 2011 | parent | context | favorite | on: Ask HN: What kind of personal financial investment...

You can pull money out of a Roth investment (IRA or 401(k)) at any time without penalty because the tax is not deferred. You pay normal income tax on all the contributions you make in the year you earn the money.

sachinag on Feb 9, 2011 [–]

Only up to contributions, not gains. But for most young people, you're right: contributions > accumulated gains.

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