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I was going to say the same thing. Kaiser (KP) is a "full stack" healthcare provider, which means they save money by being vertically integrated (healthcare payer + provider). The downside is that it means you get very little choice of your doctor, the hospitals you use, etc. I had both KP and UHC, and UHC was far better (more specifically UHC + the providers I chose).

I think the only reason people consider it a gold standard is because they market it really well (especially in the bay).



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