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My reading of this [1] seems to match up with what I said:

"""

- If you buy health insurance through the state- or federally run health insurance marketplaces, you can deduct only the portion of the premium you pay out of your own pocket. You cannot deduct the amount of any subsidy.

- If you buy an individual or family health insurance plan, either on the open market or through a marketplace, and you pay all of the cost out of pocket, then the whole amount is deductible.

"""

[1] https://www.insurance.com/health-insurance/health-insurance-...



No, the bullet point right below the one you quoted states at least 7.5% of AGI spend is not deductible.


Hmm. Lame.




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