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Boomers often cite the 1970s inflation spike as a terrible time, but the wage inflation eroded their debt, leaving them with high disposable income and the ability to refuse to work if not sufficiently compensated.

The establishment have not made the same mistake again. When you have people in perpetual debt you have them under perpetual control.

Credit can be created at will, but if you accidentally let financial independence break out, it's not easy to put back in the bottle. You have to wait for the next generation.



It benefits those with lots of debt but really hurts those that have worked hard to build up savings, or are on fixed income.


I sometimes wonder if the American healthcare system and the UK housing market aren't deliberately kept expensive for much the same reason.


In the UK there is a lot of rhetoric about "the free market".

When prices looked like they were going to drop, the government stepped in with "help to buy".

The free market rhetoric is just that. It's a complete and utter lie.




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