>Between the cost of daycare, health care/insurance, pet care, car payments and maintenance, student loan payments, and then a mortgage (even a cheap mortgage) on top of that, not to mention saving something for retirement, forget the 10x your salary by the time you retire or whatever, and once every 2-3 years go on a vacation at least to the next state over, I do sometimes wonder how households can make ends meet on less than $100k a year, and have no idea how a household can get by on the average $60k a year.
You list a bunch of optional things here as if they are some human right. Pet costs? Don't own a pet. Car payments? Do you think people struggling to make ends meet should be spending $250+ / month on a car? Buy a 20 year old Civic. Mortgage? Families making a combined $60k rent. Student loans? Why are they making so little with their degree? Poor choice? I doubt most families making $60k are paying off student loans.
>Not to mention get married (wedding costs are insane, going through that right now) or other life events.
Well that's just dumb. Families making $60k don't (shouldn't) kick things off with a lavish wedding.
>We make more than that, have no children, and we're still shuffling money around to make it all work.
I admit that I'm assuming a lot here, but if you two can't make things work on a six figure income I don't know, sounds like you're throwing away a lot of money on luxuries.
To me you come off as if you assume all of these luxuries are how everyone does/should live, and that's simply not the case.
You list a bunch of optional things here as if they are some human right. Pet costs? Don't own a pet. Car payments? Do you think people struggling to make ends meet should be spending $250+ / month on a car? Buy a 20 year old Civic. Mortgage? Families making a combined $60k rent. Student loans? Why are they making so little with their degree? Poor choice? I doubt most families making $60k are paying off student loans.
>Not to mention get married (wedding costs are insane, going through that right now) or other life events.
Well that's just dumb. Families making $60k don't (shouldn't) kick things off with a lavish wedding.
>We make more than that, have no children, and we're still shuffling money around to make it all work.
I admit that I'm assuming a lot here, but if you two can't make things work on a six figure income I don't know, sounds like you're throwing away a lot of money on luxuries.
To me you come off as if you assume all of these luxuries are how everyone does/should live, and that's simply not the case.