I use a 4 file system as well. I keep them in Evernote for easy access.
- health: things I need to do to improve my health. It goes from food recipes to medical appointments to exam results.
- future: I'm in my mid-forties, so I look ahead with more pragmatism in my eyes. In this file I put the kind of work (or projects) I want to be involved with until retirement (included). Info here serves as directives for all the things I need/want to do.
- want!: here I list the things I want to buy in order to "settle down" as a consumer. I put a total cost of things in the bottom line of the file. It shows $ 12,000 as of today.
I have a "want" list in evernote too! I think it helps me buy less stuff that I don't really need. I add stuff to it when I see something on the expensive side that I 'want' but am not sure about purchasing. I check on it every once in a while and think "why did I want a GoPro, I never would have used it". Boom saved $500.
I started something similar. I keep a list of all the money that I saved by either not buying some fancy thing, use a cheaper service, DIY/repair, etc. Then, I spend it on some cheap thrills. Funnily, This process has made me happier. I kinda have a good reason to say no!
Yes. What I do is I leave the item in the list but cross it out to indicate I have changed my mind. I have 7 different motorcycle models listed, all crossed out at the moment as I gave up the idea of buying one. I bought an XBOX instead of a PS4, I check marked the former and crossed out the latter.
- health: things I need to do to improve my health. It goes from food recipes to medical appointments to exam results.
- future: I'm in my mid-forties, so I look ahead with more pragmatism in my eyes. In this file I put the kind of work (or projects) I want to be involved with until retirement (included). Info here serves as directives for all the things I need/want to do.
- want!: here I list the things I want to buy in order to "settle down" as a consumer. I put a total cost of things in the bottom line of the file. It shows $ 12,000 as of today.
- tasks: my consolidated to-do list.