Currently, if you are continuously covered by health insurance, you can usually move from one insurer to another without being disqualified for a "pre-existing" condition. If you let it lapse for any period, you're in deep trouble.
Disqualification due to pre-existing conditions are regulated out of existence by 2014 under the recent health care law; some classes (e.g., children) are protected earlier (as early as this fall, if memory serves). One of the major drawbacks of the bill is that it is so complicated, almost no one understands it.
Disqualification due to pre-existing conditions are regulated out of existence by 2014 under the recent health care law; some classes (e.g., children) are protected earlier (as early as this fall, if memory serves). One of the major drawbacks of the bill is that it is so complicated, almost no one understands it.