Yes, I'm aware of these limitations. Neither of them refute my point, which is that you can trustlessly scale bitcoin basically as much as you want. Maybe you have "banks" (highly connected nodes), but it's still trustless, unlike with real banks.
> Neither of them refute my point, which is that you can trustlessly scale bitcoin basically as much as you want.
This is unsupported. LN is a research project, not a production-ready payment system. It has plenty of limitations (trustlessness is a huge limitation), and the topology of the network doesn’t match that of a real economy (routes to fellow consumers are practically useless, since everyone wants to pay merchants). There’s plenty of work left before LN can scale properly, if it ever manages to (again, trustlessness for both senders and receivers is setting the bar as high as it can possibly go).
Scalability is secondondary for LN, trustlessness is primary. Due to this choice I predict difficulty in scaling sufficiently.