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Oh please. Here's a better reward: don't buy anything you don't need. Since credit cards are commonly used to purchase luxury goods -- generally associated with middle class and up -- I could make a similarly inane argument that it's a transfer of wealth from spendthrifts to those that are disciplined and save their money.


Business do a lot of credit card spending too. A real lot.


If you do business travel, or other per-deim expenses, it's a huge boost to have a rewards card... the original bill is reimbursed and you get the points/miles.


Oh great, an incentive mechanism that rewards going for the most expensive acceptable option even if there is not only no business value in it, but also no direct personal value.


That's what limits on reimbursements are for...




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