> does that mean that the card rewards for Apple Card will get worse?
the card rewards for AC were pretty awful in the first place. It's only useful as a store card that offers 0% financing.
the deal is probably more in favor of chase when it comes to the fee schedule and various issuing bank and interchange fees (ie, the ~2-3% that card networks charge to merchants)
credit utilization is a factor in credit scores, which are important for things like mortgages and auto loans. higher credit limit, ceteris paribus, is lower utilization
I have never had a credit limit higher than 1800. I’ve managed to get lots of mortgages at rates that are just fine. Stop believing you’re a slave to your credit score.
My advice is to ask yourself how important your credit limit is, and ask yourself why. And challenge the notion that a better credit score has any positive impact on your life. You have a whole chain of “truths” you take for granted: higher limit implies lower utilization. Lower utilization implies better credit score. Better credit score implies better mortgage rates. Better mortgage rates implies better something. What I’m trying to tell you is you can forget every single bit of that dependency chain without doing yourself any damage and you will actually feel better.
Sorry for the proselytizing. I know I’m doing it. But I think it’s a huge part of our consumerism addiction.
Oh I do hate the game. I refuse to worry about credit scores and I haven’t checked mine in over 20 years. I’ve got a ridiculously low credit limit and that suits me just fine. Live like you don’t need credit.
If you actually have $110000 in freely available disposable cash and you’re worrying about whether you have the ability to spend it all on a credit card versus arranging a funds transfer or a check, I question your decision-making process. :D
I'd expect it to go nowhere fast. UBNT being weird and inconsistent about IPv6 has been a thing since before I was using their official software... which was from like 2015 through 2018 or so.
Yeah, my experience with the UAP-AC-LITE and -LR was that it would get wonky if not rebooted every month or so. That (combined with the realization that its software load is pretty much just OpenWRT with the serial numbers filed off) caused me to dump the official firmware and switch to OpenWRT.
I was quite a lot happier after the switch, as I didn't have to hassle with UniFi and my APs stopped needing roughly-monthly reboots.
the card rewards for AC were pretty awful in the first place. It's only useful as a store card that offers 0% financing.
the deal is probably more in favor of chase when it comes to the fee schedule and various issuing bank and interchange fees (ie, the ~2-3% that card networks charge to merchants)
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