That's really cool. I'll probably end up trying to reproduce this by following your work step-by-step. I'm not too familiar with OSM, besides having used Nominatim.
Along the same lines we're crowdsourcing a database of hospital prices, starting this week. I'm reviewing our first pull request as we speak. You can follow our progress live. The data is here: https://www.dolthub.com/repositories/dolthub/standard-charge...
A limitation of our dataset is it excludes percentage-based contracts. So those won't show up.
Anyways, if you have the hospital NPI you want, you can look up all of its dollar-amount negotiated rates in this table. You can link that to the `hospital` table, geocode however you want, and make a map of the different rates. Note, however, that the insurance data published here is kind of a mess and, I think, contains many many mistakes (originating in the source data.)
BTW, I'm not sure if this insurance-derived hospital data exists anywhere else. I believe it doesn't.
Author here. The problem is checking compliance. By publishing these files, they seem compliant, but really aren't. Since the payors are the guardians of the data, it's very difficult to check that what they're posting is correct. That was the main thrust of the article.
Completely agree. There are databases like this out there (All-Payer-Claims database) but they're extremely expensive (it would cost millions to get data for the entire US) and I have no idea why.
I'm the author. When I write articles I have to make a choice: make them readable by the public, or detailed enough to satisfy the experts. I try to strike a balance, but I can't have both.
The metadata you're talking about is specified in the files themselves. I've limited my search to fee-for-service (non-capitated, non-derived, non-bundled) institutional claims.
I don't know how closely you've worked with this data -- you clearly have some kind of expertise -- but how do you explain this?
The insurance companies had 18 months to talk to the CMS and ask for a better data model. If they're not able to explain how much things cost with 5 different negotiated types -- negotiated, percentage, derived, fee schedule, and capitation -- then they should have asked for another one.
The hospital and insurance rates are both fee-for-service base rates for items billed individually. If there's some nuance in interpreting how "fee for service" "dollar amount negotiated" goes, definitely write to me and let me know. I talked with experts in healthcare pricing before I published this.
You can write to me at [email protected] if you wanna hit me with more questions.
This is basically what health insurance companies do. They want higher billed rates from hospitals so that they can offer better "discounts." In reality, no one pays the billed rates.
Irrational? You're angry because they're trying to mislead you into thinking that "insurance" is covering 97% of a large bill. When in reality, they're only covering 60% of a small bill.
Obfuscating how that process works is a huge problem. It's how they extract lots of value out of the consumer, and why Americans pay more than most socialized medical systems while having on-par or worse outcomes.
Take a look at the list of Fortune 500 companies and notice how many are healthcare related. There is a reason it's never going to get better.