If you need the money in 2 years, I wouldn't leave it in the stock market. Find a money market or CD to avoid the gamble. You're going to get hit with capital gains taxes either now or in 2 years, so that shouldn't impact your decision.
My personal time frame is 4-5 years of emergency funds. You can adjust that for your own risk tolerance, but have a look at various past crashes to make an educated decision.
I'd only leave it invested if you don't actually need it, because college can be delayed or financed with student loans.
1. In a parking lot, clear behind the car, and just enough to get inside. Then back the car out of the space, clear the car off, clear the parking space out, put the car back in the parking space and clear everything you knocked off. If tried without pulling the car out of the space, you'd be trying not to ding up your neighbor's car, clearing in tight spaces under the car, and then doing it all again when you clear off the top of the car into that narrow gap.
2. Don't drive unless you absolutely need to. You may know what you're doing, but others almost certainly don't. But do make sure to clear out at least one car, just in case there's an emergency.
Rack scale computing, on both the software and hardware side. That means building custom network switching, power management, etc, in a turn key solution that drops in to a customer's data center. Unbox it, plugin a few connections, make a few configuration settings, and start deploying. It's the on-prem response to the cloud for companies running things at scale.
Discover hit me with a 3rd party ID check (Socure) after being a customer of theirs for decades. They locked me out of my account, including access to savings, CDs, and credit card e-statements until I complied. And they did it without any warning.
> someone should burn down a hotel full of migrants
> you don't like the president
One of these things is not like the other. In the second case, it's expressing disagreement with a political figure that has directed multiple mass murders of vulnerable people.
But in the first, it's promoting the mass murder of vulnerable people. Free speech isn't freedom to promote hate crimes.
I could see this becoming useful to denounce contributors. "This user is malicious, a troll, contributes LLM slop, etc." It could become a distributed block list, discourage some bad behavior I've been seeing on GitHub, assuming the denounce entries are reviewed rather than automatically accepted.
But using this to vouch for others as a way to indicate trust is going to be dangerous. Accounts can be compromised, people make mistakes, and different people have different levels of trust.
I'd like to see more attention placed in verifying released content. That verification should be a combination of code scans for vulnerabilities, detection of a change in capabilities, are reproducible builds of the generated artifacts. That would not only detect bad contributions, but also bad maintainers.
One thing states can do is expand early voting. The longer people have to vote, at more locations, the harder it is to focus this chaos on specific precincts on a single day.
The second thing they can do is ensure the police force is on their side. Remove officers that would collaborate with attempts to overthrow an election. Require training, monitor social media, ensure qualified immunity cannot protect them, and make sure they are aware.
My personal time frame is 4-5 years of emergency funds. You can adjust that for your own risk tolerance, but have a look at various past crashes to make an educated decision.
I'd only leave it invested if you don't actually need it, because college can be delayed or financed with student loans.
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