"Jugaad" is more make-do/being (very) resourceful in situations where there aren't other options. "Hack" has a more playful, irreverent connotation whereas jugaad is resourcefulness forced of circumstances, in places/situations where if you aren't inventive, you are left behind. In Hindi, "jugaad" also means to gather/manage/take care of.
"If I stay out late with a girl, it's almost automatic that I will escort her home regardless of the inconvenience to me."
That works for those holding on to even the lowermost rungs of the middle class. Below that the condition of women, oppressed by caste and class(not direct but still a strong co-relation), their plight is hellish to even think of.
My experience may be an extreme one but the last apartment I shared,my flatmate would go for long periods without talking to me at all,only communicating by writing note after note,which sometimes was so odd as our rooms were right next to each other,we could easily hear the other person coming and going and would be easier,nicer(in my view)to actually talk.
I felt that she wanted to believe she lived alone but couldn't handle the fact that both of us needed the other for the apartment sharing to really work.
